Welcome to Savannah Mortgage
Welcome to Savannah Mortgages!
Savannah Mortgage Loans for homebuyers and real estate investors in Savannah, Georgia and surrounding areas. When you are in need of a mortgage – either because you are refinancing, buying, getting into investment real estate, or taking out equity, you need a mortgage professional that will work hard for you. Acquiring the best mortgage financing is where individuals find themselves in need of help and lacking information. Savannah mortgage company is the best area company to take care of you in Savannah, Georgia and nearby areas. Our team of mortgage brokers will work for you and with you to: Submit the potential homebuyer’s application to one or more lenders in order to sell it, and work with the chosen lender until the loan closes. We will provide you with loan options a traditional bank would never tell you about and explain them in terms you understand. If you have poor credit or a recent bankruptcy our mortgage broker can find a lender for just about any type of credit and you can still qualify for a loan. Provide consumer-friendly answers on your questions and help you understand the mortgage terms. Savannah mortgage company will carefully review your information, and offer the best rates possible. We Can Help You! On our web site you can read some legal information concerning real estate rules and regulations in Georgia to have more knowledge and help in purchasing or selling your real estate. If the house is chosen and terms are negotiated, then any final agreement should be reduced to a final writing and signed by both parties. Here you can read and understand the clauses and conditions of Real Estate Sales Contract in [PDF] format according Georgia state law which details the transaction of a real estate property between a seller to a purchaser. Read More →
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Prior Credit ProblemsNeed a Savannah Home Mortgage, but concerned about bad credit? You’ve come to the right place! We understand that life can be hard and that the major credit agencies are unforgiving. Why suffer because of bad credit? A bad credit Savannah home loan insured by the FHA could be your key to owning a home. An FHA mortgage can get you into a new home – even if you have bad credit – because the loans are insured by the federal government. If you’ve had accounts forwarded to collections, have filed bankruptcy in the past, or have high debt, you still may qualify for an FHA mortgage in Savannah. These loans can work for you even if you don’t have cash for a down payment or closing costs. And they’re a much better choice than the very expensive financing that banks call “subprime.” We’ve worked with many people who described themselves as having “bad credit” – but who are now Savannah homeowners! The truth is that many more people qualify for FHA mortgages in Savannah than for traditional mortgages. Our FHA specialists are ready to work with you to turn your dream of owning a Savannah home into reality. They’ll never judge you based on your credit history. So don’t hesitate to apply for a Savannah FHA loan today! Poor Credit or Income Problems Prior Credit Problems Credit problems are usually caused during a time period, several months or even years in succession, during which an individual or couple experience financial difficulties that were impossible to control. Late payments on credit cards, auto loans and/or other consumer debt can occur throughout a time period resulting in one, several or many accounts showing up derogatory on a credit report. Credit problems can be caused by an event, a period of problem time, a single occurrence of cash flow problems; or a string of events causing cash flow problems. The right mortgage underwriting can take this into consideration. If a credit report shows good credit prior to the problem, and if there is an explanation for why credit will be good in the future, intelligent mortgage underwriting should provide a fair and reasonably priced home loan. Read More →
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